uob private banking
uob private banking
Blog Article
UOB Financial institution offers a range of personal banking companies built to satisfy the money needs of individuals. Beneath is an in depth overview to help you comprehend The main element factors and choices.
Sorts of Accounts
Price savings Account: This account enables you to lower your expenses although earning curiosity.
Characteristics: Quick access, curiosity earnings, minimum charges.
Rewards: Protected place for your funds, potential growth through desire.
Latest Account: Perfect for day-to-day transactions and handling costs.
Attributes: Checkbook facility, overdraft protection.
Gains: Effortless for normal payments and withdrawals.
Set Deposit Account: For all those looking to get paid better fascination prices over a hard and fast time period.
Attributes: Preset expression deposits, larger desire premiums when compared with cost savings accounts.
Benefits: Protected investment decision choice with predictable returns.
Financial loans
Private Financial loans: Unsecured loans which might be utilized for various uses like training or dwelling renovation.
Varieties:
Installment Financial loans
Credit score Strains
Advantages: Adaptable repayment terms, competitive desire charges.
Dwelling Loans: Customized solutions for getting assets or refinancing existing home loans.
Types:
Mounted Level Home Bank loan
Floating Level House Financial loan
Benefits: Distinct designs to fit specific requires, appealing costs.
Bank cards
UOB offers A variety of more info charge cards catering to unique existence and investing behavior:
Benefits Playing cards: Make factors on every single order that may be redeemed for gifts or travel miles.
Cashback Cards: Get money rebates on each day paying out which include groceries and eating out.
Vacation Playing cards: Distinctive benefits like air miles accumulation and travel insurance coverage protection.
Investment Solutions
For individuals thinking about expanding their wealth via investments:
Unit Trusts * Diversified portfolio managed by professionals. * Suitable for long-term growth targets.
Structured Deposits * Brings together the capabilities of regular deposits with financial commitment merchandise. * Perhaps larger returns but with some danger associated.
Coverage Solutions
To safeguard oneself and your family versus unexpected activities:
Lifestyle Insurance * Presents money safety in the event of Demise or vital illness. * Might also serve as a savings Resource with regards to the policy preferred.
Wellness Insurance coverage * Addresses professional medical bills such as hospitalization prices. * Essential for mitigating superior healthcare expenditures.
Digital Banking Expert services
Ease at your fingertips as a result of digital platforms:
Online Banking
Permits you to regulate your finances on the web:
View account balances and transaction historical past
Transfer resources among accounts or fork out expenses
Make an application for new products (loans/charge cards)
Cell Banking
Banking on-the-go via cellular applications:
Brief balance checks
Cellular payment selections (QR code payments)
Notifications & alerts about account activity
With these thorough choices, UOB aims to deliver personalized banking remedies that cater precisely to person demands when ensuring comfort and safety in all transactions.